Researching for the most suitable loan can be a lengthy exercise. Where does someone start if you don’t know what you are researching? Most of the time, you will go to your current bank and ask them for a loan. If they say no, unless you are persistent, you might just stop your search there. Which could mean you put your plans of buying a home or refinancing on hold.

It’s very hard to contact every lender and ask them to assess whether they will approve a loan for you? With over 75 lenders in Australia, It’s just not something you would do, unless you have ample amounts of time.

As mortgage brokers, we use our experience and expertise to do the following