So you’ve decided that this is the year you are going to enter the property market with the purchase of your first home. Congratulations. That is a major step.

Now what?

What do you do? Do you just go to the bank and let them tell you what you need to do? Well, you can, but if they don’t do the below steps at a minimum during your meeting with the lender, then run, don’t walk, out of the bank.

We pride ourselves on the amount of research we do when it comes to determining your cashflow, budget, and strategy to purchase your new home.

Here are 3 things when working out your strategy that every first home buyer should be doing, so they don’t get stuck in a mortgage or property that doesn’t suit their needs and objectives.