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Why mortgage brokers are the preferred channel for home loans in Australia

Oktay Sengoz

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10/04/2024

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2 mins read

In the final quarter of 2023, an unprecedented 71.8% of all new residential home loans in Australia were facilitated by mortgage brokers, marking the highest percentage on record. This surge in popularity isn’t without merit. Mortgage brokers consistently go above and beyond to ensure clients receive optimal outcomes. At Kredi Home Loans, we take immense pride in being part of this pivotal shift in the lending landscape. 

The rise of mortgage brokers as the preferred avenue for obtaining home loans can be attributed to several factors. Notably, as banks increasingly prioritise online services and branch closures, customers are seeking a superior level of service and a wider array of options. Unlike banks, which typically offer a limited selection of products, brokers have access to solutions from over 40 different lenders, enabling them to tailor offerings to suit individual needs effectively.

Top 3 reasons to choose Kredi Home Loans for your next loan

Comprehensive market assessment

While securing the lowest interest rate may seem like the primary goal, it's crucial to recognise that the 2 best solution for you encompasses various factors. At Kredi Home Loans, we conduct a thorough assessment of your situation, considering multiple variables to present a curated selection of options from our extensive network of lenders. We simplify the decision- making process by removing jargon and providing clear, concise summaries, empowering you to choose the loan that aligns best with your requirements.

Effortless process

With Kredi Home Loans, we handle every aspect of the loan process, from initiation to settlement and beyond. You won't have to navigate the complexities of dealing directly with lenders or endure the frustration of contacting call centres for updates. Our dedicated team serves as your single point of contact, ensuring a seamless and stress-free experience from start to finish.

Ongoing support and competitive rates

Our commitment to your financial well-being extends beyond the initial setup of your loan. We continuously monitor the market and your loan to ensure competitiveness. Whether negotiating discounts with your current lender or exploring alternative options to secure better rates, Kredi Home Loans remains vigilant in keeping your loan terms favourable. Rest assured, with us, you'll always enjoy peace of mind knowing that your rate is competitive, and your finances are optimised.

Don't delay, secure your financial future today

Whether you're contemplating refinancing your current loan or embarking on a new home-buying journey, now is the time to take action. Let Kredi Home Loans assess your current loan to determine if you're maximising your options, or guide you through the process of securing your next loan with confidence

Contact us today to schedule a consultation and unlock the possibilities that await you.

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