Skip to content 
Buy your first home with just $25,000
Saving up a 20% deposit to buy your first home can seem like an uphill battle, especially with today’s fluctuating property market. As you save, property prices keep climbing, making that 20% target a moving goal. Luckily, the Australian government offers several grants and support programs to help first-time buyers get into the property market […]
Unlocking your home equity to purchase an investment property
Using the equity in your own home to buy an investment property is a smart way to leverage your existing assets. Most homeowners take advantage of their equity in their current property to grow their wealth. This is the best and easiest way purchase an investment property without having to save deposit. Here’s a simple […]
Going to an auction: Here’s how to prepare
Attending an auction can be both exciting and nerve-wracking. The pressure of the event, emotions running high, and the agent whispering, “Come on, another $1000 won’t hurt,” can all add to the intensity. Auctions are a strategic way for agents to generate demand and interest in a property, often resulting in buyers paying more than […]
Self-Employed? Here are your options for obtaining a home loan
Did you know that 15% of Australia’s workforce is self-employed? With the rise of gig economy platforms like Uber and freelancing, more people are opting to work for themselves. Contracting has also become a popular arrangement for both employees and employers. But what does this mean when you’re applying for a home loan? Traditionally, lenders […]
The deduction that most property investors don’t claim at tax time
Coming up to tax time, most property investors are now collating all their receipts, expenses, and interest details to provide to their accountants to ensure they maximise the negative gearing benefits the government offers to property investors. The most common deductions are interest on your loan, rental management expenses and general expenses associated with holding […]
What do the 2024 tax cuts mean for you?
The Government tax cuts will take effect on July 1, 2024, increasing take-home pay for most taxpayers. These adjustments to tax rates will, in many cases, reduce tax bills by thousands of dollars. This change comes as a relief to many Australians facing rising living costs and high-interest rates. The tax cuts could save you […]
Australian residential property surpasses $10.7 trillion mark
Australian residential property values have surged to a staggering $10.7 trillion in the March Quarter of 2024, marking a $209.4 billion increase, as per the Australian Bureau of Statistics. The number of dwellings also rose by 52,700 to 11.2 million. Key highlights include New South Wales boasting an average mean house price of $1.2 million, […]
Ready to buy your first home? Here’s how much deposit you need
Buying your first home can feel like a daunting task, especially with rising house prices and increased competition. But fear not, there are plenty of incentives available to help first-time buyers make their dream a reality. Let’s break down the numbers to give you a clearer picture of what you need.
Unlocking your home buying potential: Strategies for when buying with someone not your spouse
So, you’ve found the perfect property, but you’re not buying it with your spouse, you are buying with a sibling or a friend. What does this mean for your future financial endeavours? Let’s delve into some savvy solutions.
Mastering homeownership: The “Act As If” strategy
Unlocking the door to homeownership requires more than just aspirations – it demands meticulous planning and foresight. Enter the “Act As If” strategy, a powerful tool for first-time buyers to navigate the complexities of purchasing their first home. This strategy has become widely popular amongst our first home buyer community and it’s working a treat. […]
