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Why mortgage brokers are the preferred channel for home loans in Australia
In the final quarter of 2023, an unprecedented 71.8% of all new residential home loans in Australia were facilitated by mortgage brokers, marking the highest percentage on record. This surge in popularity isn’t without merit. Mortgage brokers consistently go above and beyond to ensure clients receive optimal outcomes. At Kredi Home Loans, we take immense […]
Building your dream – Navigating construction pitfalls to achieve your perfect home
Embarking on the journey of building your dream home is undeniably exhilarating, but it’s also a venture fraught with challenges that can catch even the most prepared homeowners off guard. From the euphoria of witnessing your vision materialise to the sobering realities of unforeseen hurdles, the process of constructing a new home is a rollercoaster […]
My top 3 predictions for 2024
Here are my top 3 predictions for interest rates, the property market and the rental market for 2024. This is based on the information from industry professionals, media and just friends and colleagues that have their fingers on the pulse.
Unlocking the potential of bridging loans: Demystifying costs and embracing benefits
A bridging loan serves as a vital tool in the realm of property transactions, offering a streamlined solution to bridge the gap between selling one property and purchasing another. Often misunderstood, these short-term loans carry immense value beyond mere convenience. Let’s delve into what makes bridging loans an indispensable asset in navigating the intricate process […]
Should you invest in property outside of Sydney?
With Sydney’s median house price soaring to $1,600,000, up 10.6% from 2022, many investors find themselves priced out of the market. Low rental yields, tight borrowing conditions, and limited market stock add to the challenges. But what’s the best move for expanding your investment property portfolio? Instead of waiting for prices to drop or better […]
Financial preparation for your first home purchase
So you’ve decided that this is the year you are going to enter the property market with the purchase of your first home. Congratulations. That is a major step. Now what? What do you do? Do you just go to the bank and let them tell you what you need to do? Well, you can, […]
Say goodbye to Loyalty Tax – What your bank wishes you didn’t know!
Loyalty Tax has become quite the buzzword lately, especially when interest rates are on the rise. Let me break down Loyalty Tax for you. Picture this: You’re with your current bank, faithfully making your mortgage payments. But did you know you could be paying a higher interest rate just because you haven’t explored other options? […]
The Christmas present we all needed. RBA holds rates…for now
The Reserve Bank of Australia announced on Tuesday that interest rates will remain unchanged for the remainder of the year. This news was welcomed by mortgage holders, especially coming into the festive season where consumer spending seasonally increases. Will this be the last rate increase we see from the RBA? Here are the factors that […]
Navigating the rising cost of living: How we can help you
In recent times, the cost of living in Australia has been a concern for many households. As professional mortgage advisors, we understand the financial strain many Australians are facing. However, there are ways we can help you navigate this challenging period. Here are some ideas to alleviate the cost of living pain:
Escaping mortgage prison
Are you feeling trapped in a seemingly never-ending cycle of high mortgage payments? You might be in what we call “mortgage prison.” In this article, we’ll shed light on what mortgage prison is and offer solutions to help you break free and regain control of your finances. Understanding mortgage prison Mortgage prison is a term […]
